Terms and Conditions (Ts&Cs) for easypay BNPL Service

Please read these Terms and Conditions carefully before using the easypay Buy Now, Pay Later (BNPL) service. These Ts&Cs govern your use of the easypay platform and outline your rights and obligations as a user. By accessing or using easypay, you agree to be bound by these Ts&Cs. If you do not agree with any part of these Ts&Cs, you may not use the easypay BNPL service.

1. Definitions
1.1. "easypay" refers to the BNPL service provided by easypay, including its website, mobile applications, and associated services.
1.2. "User" refers to any individual or entity that accesses or uses easypay.

2. Eligibility
2.1. To use the easypay BNPL service, you must be at least 18 years old and have the legal capacity to enter into a binding contract.
2.2. By using easypay, you represent and warrant that you meet the eligibility criteria mentioned in Section 2.1.

3. Account Registration and Security
3.1. To access easypay, you must create an account by providing accurate and complete information as prompted during the registration process.
3.2. You are responsible for maintaining the confidentiality of your account login credentials and for all activities that occur under your account.
3.3. You agree to notify easypay immediately of any unauthorized use of your account or any other breach of security.

4. BNPL Service
4.1. easypay offers a BNPL service that allows users to make purchases and pay in installments.
4.2. By using the easypay BNPL service, you agree to the terms of the specific installment plan and payment schedule provided to you during the checkout process.
4.3. You are responsible for making payments according to the agreed-upon payment schedule. Failure to make timely payments may result in additional fees or penalties.
4.4. easypay reserves the right to change or modify the terms of the BNPL service, including installment plans and payment schedules, at any time without prior notice.

5. Fees and Charges
5.1. easypay may charge certain fees and interest for the use of its BNPL service. These fees will be clearly disclosed to you during the checkout process.
5.2. You are responsible for paying all applicable fees and charges associated with your use of the easypay BNPL service.

6. Intellectual Property
6.1. easypay and its licensors retain all rights, title, and interest in and to the easypay platform, including all intellectual property rights.
6.2. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products, or services obtained from easypay.

7. Privacy
7.1. easypay respects your privacy and handles your personal information in accordance with its Privacy Policy.
7.2. By using easypay, you consent to the collection, use, and disclosure of your personal information as described in the Privacy Policy.

8. Limitation of Liability
8.1. easypay is not responsible for any damages, losses, or liabilities arising out of or related to your use of the easypay BNPL service.
8.2. In no event shall easypay be liable for any indirect, incidental, special, or consequential damages.

9. Indemnification
9.1. You agree to indemnify and hold easypay harmless from any claims, losses, damages, liabilities, costs, and expenses, including attorney's fees, arising out of or related to your use of easypay or any violation of these Ts&Cs.

10. Termination
10.1. easypay may, at its sole discretion, suspend or terminate your access to easypay at any time and for any reason.
10.2. Upon termination, all rights and licenses granted to you under these Ts&Cs will immediately cease.

11. Governing Law and Dispute Resolution
11.1. These Ts&Cs shall be governed by and construed in accordance with the laws of [Jurisdiction].
11.2. Any disputes arising out of or in connection with these Ts&Cs shall be resolved through binding arbitration in accordance with the rules of [Arbitration Institution].

12. Amendments
12.1. easypay reserves the right to modify or amend these Ts&Cs at any time. Any changes will be effective immediately upon posting the updated Ts&Cs on the easypay website or mobile applications.